Refinance Before the Election!

The main topic dominating U.S. news right now is, obviously, the upcoming Presidential Election; it’s not just the presidency up for grabs, we’re talking about potential shifts in power for senate seats, major laws, Supreme Court, etc. You’ve seen the headlines.



How does this affect the mortgage industry?


To put it simply: It could move rates, and sharply! Anytime global news threatens to change political climates, uncertainty / general instability causes financial turbulence. It’s not a one-to-one connection, but bad news for investor confidence tends to improve rates, and vice-versa. Good news, depending on the impact, can shift rates as well. 



The bottom line: Our current October rate climate is incredibly beneficial to many homeowners. In other words, we don’t want these near-record low rates to end. But they might, and before they do, you’ll want to take advantage with your refinance or new home purchase.


Please feel free to call Prospect Home Finance to ask your loan questions to a qualified Loan Officer - 858-605-0952 - or check rates anytime / for free at


Thank you!


Jason Vondrak


Prospect Home Finance

NMLS: 349089 | BRE: 01837707

875 Garnet Avenue

San Diego, CA 92109

Jason Vondrak has been in the mortgage industry since 2004 and co-founded the mortgage brokerage Prospect Home Finance in 2006 in San Diego, California. Today he serves as President and CEO of Prospect Home Finance and the president and founder of Prospect Property Group, a real estate development company, established in 2012.


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