If you’re reading this during the COVID-19 pandemic, it has of course been the main factor for businesses since it began months ago. Luckily for Prospect Financial Group, we’re able to operate fully remotely until the virus subsides. See our article about how we’re doing that.
Rates have steadily dropped since the Federal Reserve began buying “unlimited mortgage bonds”, and we’re currently sitting at ALL-TIME lows! (under 3% for some common products)
But the common question remains:
Could rates drop even lower?
Of course, there is always the chance of more global news headlines putting downward pressure on rates (depending on severity). However, many experts don’t see rates moving lower anytime soon! They’ve already reached a “floor”, if you will, which is determined by enough weeks of small hills / valleys to call it so. When the floor is reached, it’s prudent to be ready to go: Call loan officers, find various forms of personal ID, and get into the process.
TheMortgageReports.com is a great place to stay up-to-date with mortgage market movement, so you’ll know when the right time to refi is… You can also head over to our online quote generator to check rates 24/7: ProspectQuote.com.
No personal info needed for that. Feel free to call us anytime at 858-605-0952, and we’re happy to assist.
Prospect Financial Group
875 Garnet Avenue
San Diego, CA 92109
NMLS: 349089 | BRE: 01837707
Jason Vondrak has been in the mortgage industry since 2004 and co-founded the mortgage brokerage Prospect Financial Group in 2006 in San Diego, California. Today he serves as President and CEO of Prospect Financial Group and the president and founder of Prospect Property Group, a real estate development company, established in 2012.
Our focus is to be the best home financing choice for homeowners looking for transparency, speed, service and affordable financing terms.
Company NMLS: 365482
875 Garnet Ave
San Diego, California 92109
Phone: (858) 605-0952
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