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Recent Articles

Mar
16
2020
How Prospect Will Continue Doing Business
First of all, I’d like to say that I hope you all are staying safe out there amid the spreading threat of COVID-19. Business aside, this is a serious issue that folks should be respecting: stay inside when possible, wash your hands constantly, and don’t touch your face...
Mar
04
2020
11.1 Million Americans Could Benefit From Refinancing
As the title suggests, new data has come out following recent ALL-TIME low mortgage rates. This data comes to us from Mortgage News Daily. They write,   “There are now 11.1 million refinance candidates. These are homeowners who currently have a qualifying 720 FICO score, a...
Feb
27
2020
Coronavirus and Mortgage Rates
While this article may not age well (rates are constantly shifting), I wanted to keep you all updated on the current rate market following Coronavirus headlines. Best-execution rates - essentially the best rates you can secure with great credit - are around these levels:   3...
Feb
15
2020
Find The Right Loan Officer
  I wanted to take a break from discussing mortgage rates today to briefly emphasize the value of working with the right loan officer to close your loan. This can be harder than you might think - there are so many loan officers vying for your business that it might be overwhelming at...
Feb
10
2020
Why You Should Shop Rates
At Prospect Financial Group, we post our rates online, 24 hours per day with our live quote generator: www.prospect-quote.com. This is not a common offer for lenders (usually they want to get you on the phone), but we believe that transparency in lending is the future. Why should you need to...
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