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Recent Articles

Mar
04
2020
11.1 Million Americans Could Benefit From Refinancing
As the title suggests, new data has come out following recent ALL-TIME low mortgage rates. This data comes to us from Mortgage News Daily. They write,   “There are now 11.1 million refinance candidates. These are homeowners who currently have a qualifying 720 FICO score, a...
Feb
27
2020
Coronavirus and Mortgage Rates
While this article may not age well (rates are constantly shifting), I wanted to keep you all updated on the current rate market following Coronavirus headlines. Best-execution rates - essentially the best rates you can secure with great credit - are around these levels:   3...
Feb
15
2020
Find The Right Loan Officer
  I wanted to take a break from discussing mortgage rates today to briefly emphasize the value of working with the right loan officer to close your loan. This can be harder than you might think - there are so many loan officers vying for your business that it might be overwhelming at...
Feb
10
2020
Why You Should Shop Rates
At Prospect Financial Group, we post our rates online, 24 hours per day with our live quote generator: www.prospect-quote.com. This is not a common offer for lenders (usually they want to get you on the phone), but we believe that transparency in lending is the future. Why should you need to...
Feb
03
2020
Should You Take Today's Rates?
  Due to the recent rate drop (while I'm writing this, they’re at 3-year lows!), many people are seriously kicking around the possibility of refinancing or purchasing their home loans. The geopolitical turbulence between China and the U.S. had been keeping mortgage rates...
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