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Recent Articles

Oct
17
2019
Introducing Prospect Financial Group’s Top Loan Officer for Quarter 3, 2019
September was Prospect Financial Group’s biggest fiscal month ever, after 13 years in business. A combination of global factors (US / China trade disputes, political anxieties, etc.) have contributed to make 2019 a year for record low interest rates. Inquiries for home...
Oct
10
2019
5 Reasons it's Time to Refinance
If you're wondering whether to refinance now or later, what follows is a list of five great reasons to do it now!   1. It’s simpler and faster than it used to be    Gone are the days when folks were obliged to visit one-on-one with a loan officer at their office,...
Sep
19
2019
30-Year Fixed Loans: Pros & Cons
Last time, we discussed in-depth pros and cons for a 15-year fixed home mortgage. In summary, 15-year loans can save you thousands in the long term but cost more in the form of higher monthly payments. For those with the ability to pour a significant income portion into home equity, 15-year...
Sep
12
2019
15-Year Fixed Loans: Pros & Cons
So you’re getting ready to take out a home loan. Maybe it’s a new loan, or more likely a refinance to achieve a lower rate (very common in 2019’s excellent market). You’re vetting mortgage brokers to see who offers the lowest rates, but you really want to jump on the...
Sep
06
2019
Optimizing Mortgage Service and Turn Times
In last week’s blog, we covered the differences in financial underwriting between Prospect Financial Group and some of our known competitors (Wells Fargo, Bank of America, Quicken, JPMorgan Chase, Loan Depot, etc.) In summary, Prospect Financial Group is a wholesale broker...
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