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Recent Articles

Sep
19
2019
30-Year Fixed Loans: Pros & Cons
Last time, we discussed in-depth pros and cons for a 15-year fixed home mortgage. In summary, 15-year loans can save you thousands in the long term but cost more in the form of higher monthly payments. For those with the ability to pour a significant income portion into home equity, 15-year...
Sep
12
2019
15-Year Fixed Loans: Pros & Cons
So you’re getting ready to take out a home loan. Maybe it’s a new loan, or more likely a refinance to achieve a lower rate (very common in 2019’s excellent market). You’re vetting mortgage brokers to see who offers the lowest rates, but you really want to jump on the...
Sep
06
2019
Optimizing Mortgage Service and Turn Times
In last week’s blog, we covered the differences in financial underwriting between Prospect Financial Group and some of our known competitors (Wells Fargo, Bank of America, Quicken, JPMorgan Chase, Loan Depot, etc.) In summary, Prospect Financial Group is a wholesale broker...
Aug
29
2019
Managing Partner Coby Camerer Completes LendingTree ‘Gold Leaf’ Sales Certification
Prospect Financial is very proud to announce our Managing Partner, Coby Camerer’s completion of LendingTree's “Gold Leaf” Sales Certification Course.   While the course grants Coby exclusive rights to LT’s “Gold Leaf” badge in...
Aug
25
2019
What Sets Mortgage Brokers Apart?
It’s a crowded market for mortgage loan origination companies - a few you’ve likely heard of: Wells Fargo, Bank of America, Quicken, JPMorgan Chase, Loan Depot or Prospect Financial Group here in San Diego. The list goes on. To an outsider unacquainted with the technical...
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